Long-Term Disability for Femoroacetabular Impingement

Femoroacetabular Impingement (FAI), also known as hip impingement, is a condition characterized by abnormal contact between the femoral head and the acetabulum, leading to pain, reduced range of motion, and the risk of arthritis in the hip joint.

FAI is typically classified into three types: Cam, Pincer, and Mixed. In cam impingement, the femoral head is not round, causing it to rub against the acetabulum. In pincer impingement, there is extra bone on the acetabulum that interferes with hip movement. Many patients have a combination of the two (mixed FAI), making symptoms worse.

Symptoms and Complications of FAI

Symptoms of FAI can vary widely, but they commonly include:

• Pain in the groin or hip, especially with activities such as bending, sitting, or walking.
• Restricted range of motion in the hip joint.
• Stiffness or a “catching” sensation in the hip.
• Pain radiating into the thigh or buttock.

If left untreated, FAI can lead to joint damage over time, including labral tears and cartilage deterioration, ultimately increasing the risk of hip osteoarthritis.

Is Femoroacetabular Impingement a Long-Term Disability?

FAI can be disabling if pain and movement limitations prevent sustained work activity. Whether it qualifies for long-term disability insurance benefits depends on the policy’s definition of disability, but chronic FAI that limits mobility and prevents work tasks may qualify. Medical documentation to support the claim is critical.

Tips for Proving FAI as a Disability

1. Comprehensive Medical Records: Detailed records from orthopedic evaluations, imaging studies (such as X-rays, MRIs, or CT scans), and any physical therapy documentation are essential. The more specific the evidence of joint damage or limitations, the stronger the claim.
2. Functional Capacity Evaluations (FCE): An FCE evaluates your ability to perform work-related activities. Documentation of limitations—such as an inability to sit, stand, or walk for long periods of time—is particularly helpful in proving physical limitations.
3. Residual Functional Capacity (RFC) Form: An RFC form completed by your doctor can outline the specific ways in which FAI affects your daily functioning, providing important information for claims evaluators.

How a Long-Term Disability Attorney Can Help

Navigating an FAI-related disability claim can be complex, especially when symptoms are initially manageable but worsen over time. If your claim is denied, an attorney can also help you navigate the appeals process and ensure that your rights are protected throughout. Working with a national disability attorney like Nick Ortiz and the experienced legal team at the Ortiz Law Firm can help you effectively gather evidence, clarify policy terms, and present a compelling appeal to the insurance company.

Schedule a Free Case Evaluation Today

The impact of FAI on your ability to work can be profound, so if you are struggling to get the benefits you deserve, seeking experienced legal advice can make a significant difference in the outcome of your case. Contact us online or call us at (888) 321-8131 to schedule a free case evaluation.