Living with a disability can be challenging enough without the added stress of battling insurance companies or the Social Security Administration. At the Ortiz Law Firm, we provide trusted legal guidance to help California residents secure the benefits they deserve—whether through long-term disability insurance or Social Security disability claims.
From the Bay Area to Southern California, disability attorney Nick Ortiz serves clients throughout the state. He provides expert legal assistance and personalized representation to Californians seeking disability benefits. He was admitted to the State Bar of California in 2001 and is admitted to practice in the United States District Courts for the Central, Eastern, and Northern Districts of California.
California Long-Term Disability Insurance Claims
If you have a long-term disability (LTD) insurance policy, it’s designed to act as a financial safety net when you’re unable to work due to illness or injury. However, dealing with insurance companies can be difficult, and they often deny or delay claims that should be approved.
At the Ortiz Law Firm, we help California residents with:
- Administrative Appeals: After your LTD claim is denied, we handle the appeals process, gathering evidence, submitting the necessary documents, and advocating on your behalf to get your claim approved.
- Filing Lawsuits: If your LTD insurer refuses to pay even after an appeal, we can file a lawsuit under ERISA or other relevant laws to fight for your rightful benefits.
Social Security Disability Claims in California
Filing for Social Security Disability Insurance (SSDI) can be daunting, especially if your health is already compromised. The Social Security Administration (SSA) denies a high percentage of initial claims, making legal guidance crucial to successfully navigating the process.
We assist California clients with:
- Initial Applications: We help you file a complete and compelling SSDI application, ensuring that all the necessary medical records and information are provided to strengthen your case.
- Requests for Reconsideration: If your application is denied, we guide you through the reconsideration process, identifying the weaknesses in your claim and submitting new evidence.
- Administrative Hearings: Our attorneys will represent you in hearings before an Administrative Law Judge (ALJ), preparing your case and presenting a strong argument for why you deserve benefits.
You Don’t Need a Local Attorney for ERISA or Social Security Disability Claims
It’s important to know that you don’t need to hire an attorney in California for ERISA long-term disability or Social Security disability claims. Both types of claims are governed by federal law, which means you can work with an attorney from any state.
At the Ortiz Law Firm, we handle ERISA and Social Security cases nationwide, bringing extensive experience and a track record of success to clients no matter where they live. Whether you’re in California or across the country, we have the expertise to help you win your claim without the need for in-state counsel.
Why Choose the Ortiz Law Firm?
Navigating the California disability claims process can be complex. At the Ortiz Law Firm, we understand how overwhelming it can be to face a disability, especially when benefits are denied or delayed. With decades of experience in long-term disability insurance and Social Security disability law, we are committed to providing each client with personalized service and expert representation.
Our legal team has extensive experience handling disability cases throughout California, from major metropolitan areas like Los Angeles, San Diego, San Francisco, and San Jose to smaller regions like the Central Valley and beyond. We are well-versed in California-specific laws, including Cal. Ins. Code § 10110.6 which prohibits disability insurance policies from granting insurers discretionary authority to determine eligibility for benefits or to interpret policy terms inconsistent with California law.
At the Ortiz Law Firm, we have the expertise to identify and challenge such provisions and effectively advocate for California residents facing challenges in obtaining the disability benefits they deserve. With decades of experience in disability law, we are committed to providing each client with personalized service and expert representation.
Get a Free Case Evaluation for Your California Disability Claim
If you need help with your LTD or Social Security disability claim, don’t hesitate to contact us. Our California disability lawyer is here to guide you through the process and fight for your rights. Contact us today for a free case evaluation and take the first step toward securing the benefits you deserve. Call us at (888) 321-8131 or fill out our online contact form to get started.
