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According to studies by the U.S. Census Bureau, approximately 9.1% of Columbus, Ohio residents over the age of 65 have a disability. For those whose disability is severe enough to prevent them from working, they may be eligible for disability benefits. We provide legal representation to individuals in Columbus who are seeking disability benefits.
Our services include group long-term disability (LTD) claims and individual disability insurance claims. We also assist with Social Security Disability Insurance (SSDI). We have a No Recovery, Zero Fee Guarantee, so you can secure legal assistance without taking any financial risks.
The Ortiz Law Firm Represents Columbus, OH Long-Term Disability Claimants
We help long-term disability claimants who have been denied their benefits or whose benefits have been terminated. We can prepare appeals and, if necessary, sue the insurance company on your behalf. We can also help you evaluate and possibly negotiate for a higher amount if you receive a lump sum settlement offer from the insurance company. We are located in Pensacola, Florida, but we serve long-term disability claimants nationwide.
Why Long-Term Disability Claims Are Denied
There are several reasons why your long-term disability insurance company may deny your claim. Claims can be denied for pre-existing conditions, depending on the policy’s definition of “pre-existing”. Your claim may also be denied if you fail to provide required information by a certain deadline. It’s important to let the insurance company know about any delays right away.
Another reason for denial may be that the claimant does not meet the “actively at work” requirement, as illustrated in the case of Cheney v. Standard Insurance case. The court ruled that the claimant, who was on leave, didn’t meet the definition of “actively at work” and therefore was not eligible for benefits.
Appealing a Long-Term Disability Denial with a Columbus Ohio Disability Lawyer
If your insurance company denies your claim, it’s important that you contact an experienced long-term disability attorney to discuss your next steps. You need to understand how many chances you’ll have to submit additional information to strengthen your case. Depending on the policy, you may be allowed to file one or more appeals. An attorney can help you understand the specific terms of your policy.
Columbus, OH Court, Government, and Insurance Department Information
- United States District Court | Southern District of Ohio
- The United States Court of Appeals for the Sixth Circuit
- Government of the State of Ohio
- Ohio Department of Insurance
Columbus Social Security Disability Insurance Claims
Applying for Social Security Disability Insurance benefits can be stressful, but our legal team at the Ortiz Law Firm is here to fight for the benefits you deserve. Although we are based in Florida, we represent clients in Columbus, Ohio, and the surrounding areas throughout the various stages of a Social Security disability claim process, including the initial application, the request for reconsideration, and the hearing before an Administrative Law Judge.
As part of our commitment to improving Social Security disability claims, we offer a free membership to the Disability Academy – our online training program designed to guide you through the process from initial claim to hearing before an Administrative Law Judge.
Columbus, Ohio Social Security Administration (SSA) Locations and Resources
Here are links to several resources that may help you during the Social Security Disability Insurance claim process. These resources are for either SSDI or SSI claims:
- Directions to the local Social Security Administration offices
- Social Security’s website
- Information about the Columbus, Ohio Office of Hearing Operations
Call the Ortiz Law Firm for a Free Case Evaluation with a Columbus Ohio Disability Lawyer
Don’t let our location keep you from seeking our assistance. The Ortiz Law Firm offers a free case evaluation for denied or terminated long-term disability claims, and for Social Security claims in the stages between initial application and hearing.
Please contact us immediately at (888) 321-8131 to discuss your rights with a Columbus, OH disability lawyer. We would be happy to talk about your rights and how our legal team can help you secure the disability benefits you deserve.