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At the Ortiz Law Firm, we focus on representing disabled individuals who are unable to work due to a life-altering injury or illness. Our practice areas include long-term disability, ERISA, disability insurance, and Social Security Disability Insurance claims. If you need help obtaining your long-term disability or Social Security disability benefits, contact our office today. We offer a free consultation so you can learn more about how Nick Ortiz and the Ortiz Law Firm can help you get the disability benefits you deserve.
Long-Term Disability, ERISA, and Disability Insurance Attorney Serving Detroit, MI
You had the foresight to purchase a long-term disability insurance policy to replace your lost income if you ever suffered a disabling illness or injury. You’ve consistently paid your premiums month after month, year after year, or even decade after decade. You suffer a debilitating injury or develop a disabling medical condition that prevents you from consistently working. You may even be approved for Social Security Disability Insurance benefits. Despite all of this, you receive a disability denial letter from your insurance company.
When you signed up for disability insurance coverage, the last thing you expected was that the insurance company you’ve been paying would decide not to approve your disability claim. This means that the carrier has refused to pay you the long-term disability benefits you deserve under your LTD policy.
After all, the insurance company is a business. Do not make the mistake of thinking that they are looking out for your best interests. In your time of need, the insurance company will use every trick in the book to deny your claim. Fortunately, you do not have to face the insurance company alone. If you need help with a Michigan disability insurance denial, our team is here to help. We have recovered millions in benefits for our clients.
Disability attorney Nick A. Ortiz can help improve the chances that your disability claim will be approved if you’ve been wrongly denied benefits. We help clients file administrative appeals and lawsuits against LTD insurance companies. We handle both group disability claims, which are typically governed by ERISA regulations, and individual disability insurance (“IDI” or “DI”) policy claims, which may be governed by state law.
Appealing Denials of Long-Term Disability Claims
The most common problem claimants face may be denied disability insurance claims. Those who contact our office are shocked to find that they have been denied the benefits for which they are entitled. Unfortunately, it is in the insurance company’s best interest to wrongfully deny claims.
You do not have to accept a wrongfully denied claim. You have the right to fight back against the insurance company. This can be a daunting task, but the Ortiz Law Firm is here to help. Our disability attorneys help claimants appeal long-term disability denials.
If the insurance company maintains its denial, we will file a lawsuit against the insurance company. Nick Ortiz can either be admitted to your local federal court by what we would call a pro hac vice admission, or he can file a lawsuit here in the state of Florida. Despite the fact that the insurance companies have billions of dollars of resources behind them, the disability lawyers at the Ortiz Law Firm do not fear a single one of them.
Courts and Government Agencies Serving Detroit, MI
- Eastern District of Michigan | United States District Court
- Sixth Circuit Court of Appeals
- Government of the State of Michigan
- Michigan Department of Insurance and Financial Services
Eastern District of Michigan Case Summaries
- Court Grants Plaintiff’s Motion: Aetna Had a Conflict of Interest
- “Important Duties” Do Not Equal “All The Important Duties”
- Abuse of Discretion in Cherry-Picking & Ignoring Evidence
- Federal Court Rules Denial Meets “Arbitrary and Capricious” Standard
Detroit Social Security Disability Lawyer
Our Detroit Social Security disability lawyers are now serving Detroit, MI, and surrounding cities. The Social Security now offers the opportunity for a claimant and their lawyer to appear at an online video hearing using the Microsoft Teams platform or over the phone, making it easier than ever for a Social Security Disability lawyer to represent claimants nationwide. We represent Social Security Disability claimants at the following stages of the process:
- Initial Application
- Request for Reconsideration (if applicable)
- Hearing before an Administrative Law Judge
As an added bonus, when you choose to work with the Ortiz Law Firm, you will receive access to the Disability Academy online training program for Social Security disability claims. The program was created by Social Security disability attorney Nick Ortiz and will help you build a winning claim. If you need help getting the Social Security disability benefits that you deserve, contact us for a free consultation.
SSA Locations Serving Detroit, MI
- Directions to the local Social Security Administration offices in Detroit, MI
- Information about the Office of Hearing Operations serving Detroit, MI
Schedule a Free Consultation with a Detroit Disability Lawyer
Do not let the fact that we do not have an office in Detroit, MI, discourage you from contacting us to discuss your disability claim. We have years of experience working with clients across the country, and we are ready to put that experience to work fighting for the disability benefits you deserve. Disability attorney Nick Ortiz has recovered millions in disability benefits for his clients. If you suffer from an illness or injury that prevents you from working, call our office at (888) 321-8131 to schedule a free consultation.