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Memphis is the second most populous city in the state of Tennessee and home to many disabled individuals, with 10.3% of the population under the age of 65 living with a disability. Individuals suffering from conditions that are severe enough to prevent work activity often apply for Social Security Disability benefits or long-term disability insurance benefits, but most claims are denied. If your claim has been denied, you may need the help of a Memphis disability lawyer.
Many of Tennessee’s largest employers, including HCA Healthcare, FedEx, and Vanderbilt University, offer disability insurance benefits to their employees as part of a group benefits package, and some people choose to purchase private insurance policies directly from an agent. Social Security Disability Insurance (SSDI) benefits are another option, and you do not have to purchase a disability insurance policy to receive such benefits – most employees contribute to the SSDI program through payroll taxes.
The Ortiz Law Firm handles Memphis long-term disability insurance and Social Security Disability Insurance claims. If you live in Memphis and are unable to work due to a personal injury or illness, contact us to schedule a free case evaluation.
Memphis Long-Term Disability, ERISA, and Disability Insurance Claims
Do you have a long-term disability insurance policy as part of a group or employer-sponsored plan, or perhaps you purchased an individual disability insurance policy from an insurance agent? It’s important to know whether you have a group or individual policy so that you can be sure to follow all the necessary steps when pursuing your claim for benefits.
For example, an individual policyholder may not have to go through the administrative appeal process after a disability claim is denied. Instead, the claimant may proceed directly to filing a lawsuit against the insurance carrier.
If you have a group or employer-sponsored disability policy and your claim is denied, you must go through the administrative appeal process. If you must file a lawsuit, the process for an individual disability claim is very different from that for a group disability claim. An experienced disability attorney will make sure you understand all the important differences.
Memphis Courts, Government, and Insurance Department Information
- United States District Court for the Western District of Tennessee
- United States Court of Appeals for the Sixth Circuit
- Government of the State of Tennessee
- Tennessee Department of Commerce and Insurance
Western District of Tennessee Case Summaries
Memphis Social Security Disability Lawyer
If you have worked in the United States, then it is very likely that you have paid into the Social Security Disability Insurance system. As such, you may be eligible to receive SSDI benefits if you are unable to work due to your medical condition(s). Unfortunately, many applications for Social Security disability benefits are denied. Many claimants turn to Social Security disability attorneys for help in getting their claim approved.
Although we are based in Pensacola, Florida, we handle Memphis Social Security Disability Insurance claims and offer a free case evaluation to claimants in Memphis, TN., and the surrounding area. Social Security disability law is federal, so you can work with a Social Security disability attorney located anywhere in the United States.
Our Social Security disability attorneys handle all claims on a contingency fee basis, meaning we only get paid if your claim is successful. We assist claimants with initial applications for benefits, the appeals process, and with hearings before an administrative law judge.
Memphis SSA Locations and Resources
- Directions to the local Social Security Administration office
- Social Security Administration Website
- Information about the Memphis Office of Hearing Operations
Contact the Ortiz Law Firm for a Free Case Evaluation
Whether you need help with a disability insurance claim or a claim for Social Security Disability Insurance benefits, the Ortiz Law Firm can help. Nick Ortiz is an experienced disability attorney who knows how to get his clients the benefits they deserve. He and the experienced legal team at the Ortiz Law Firm have recovered millions in benefits for past clients.
If you have a disability claim that has been wrongly denied, do not wait to seek help. You only have a limited amount of time to appeal the decision. Call us at (888) 321-8131 to schedule your free case evaluation with a Memphis disability attorney.