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Mesa Long-Term Disability, ERISA, and Disability Insurance Claims+−
Mesa, AZ Social Security Disability Lawyers+−
- Mesa SSA Locations and Resources
Call Disability Lawyer Nick Ortiz to Get Help with Your Claim

A disabling illness or injury can happen at any time. Your disability could be the result of a personal injury: perhaps you were involved in a car accident and suffered a debilitating spinal injury, or you suffered a sudden heart attack or stroke. If you are struggling to obtain disability benefits, a Mesa disability lawyer can help.

Many of the major employers in Mesa, Arizona, such as Infusionsoft, PetSmart, Circle K, the State of Arizona, and Banner Health, offer disability insurance benefits to their employees. If your employer offers disability insurance, you may be eligible for benefits if you suffer from an illness or injury that prevents you from performing the regular duties of your job. Social Security Disability Insurance (SSDI) benefits are also an option. To qualify for SSDI, you must be unable to work in any occupation for a full 12-month period.

The Ortiz Law Firm helps with SSDI and ERISA long-term disability insurance claims for claimants in Mesa, AZ. If you are unable to work due to an injury or accident, call our office immediately at (888) 321-8131 to schedule a free case evaluation so you can see what our ERISA and Social Security disability lawyers can do to help you. We offer a no-recovery, zero-fee guarantee, which means your disability lawyer only gets paid if we recover your benefits.

Mesa Long-Term Disability, ERISA, and Disability Insurance Claims

Our job is to get the insurance company to pay you the benefits you deserve and maximize your recovery under your LTD policy. We never charge an attorney’s fee or costs unless we recover benefits for you. Our long-term disability attorneys serve Mesa, AZ, and will assist clients with the following.

If you have been denied benefits, we can prepare and file your administrative appeal with the insurance company to maximize the chances that your LTD claim will be approved.
If your benefits have been cut off or terminated, we can prepare and file the appeal and advocate for their reinstatement.
If you have exhausted your administrative appeals with the insurance company, we may be able to file a lawsuit against the insurance company.

Disability Insurance Policy Exclusions and Limitations

To qualify for long-term disability benefits, you must meet the definition of disability under your disability insurance policy. Even if your disabling condition meets the definition of a disability under your individual or group disability insurance plan, your claim may still be denied due to exclusions and exceptions to coverage, such as:

Mental Health: Many policies will only pay benefits for 24 months if a claimant is disabled due to a mental health problem.
Pre-Existing Conditions: Although the definition of a pre-existing condition varies, most policies will not pay benefits if a claimant is disabled due to a pre-existing condition.
Criminal Acts: Most policies will not pay a claim if you were injured while committing a “criminal act.”
Drugs or Alcohol: If you were injured while driving under the influence of drugs or alcohol, you will most likely be denied benefits.
Acts of War: This could mean you were injured while serving in the military or even as a result of a terrorist attack.

Any exclusions or limitations that apply to your claim will be laid out in your disability policy or plan. However, that does not mean that a denial based on one of these exclusions or limitations will hold up in court.

Don’t give up if your claim has been wrongfully denied. Call a national disability lawyer with experience appealing long-term disability denials. We know how to fight back against the tricks and tactics the insurance company will use to wrongfully deny your claim. Let us pick up the fight for you so you can focus on your medical treatment.

Arizona Courts, Government, and Insurance Department Information

LTD Case Summaries from the District of Arizona

You’ve come to the right place if you need help with a Social Security Disability Insurance claim. Although we are based in Pensacola, Florida, the disability attorneys at the Ortiz Law Firm assist Arizona Social Security disability claimants with initial applications, the appeals process and we represent claimants at hearings before an administrative law judge. These claims are governed by federal law, so you can work with an attorney anywhere in the country.

Our Social Security disability lawyers handle claims at the following stages:

Mesa SSA Locations and Resources

The Mesa Social Security disability claim process begins at your local Social Security Administration office. However, claims that proceed to the hearing level are processed at the Office of Hearing Operations in Phoenix, AZ (which is the hearing office serving Mesa and several other nearby cities in Arizona).

Call Disability Lawyer Nick Ortiz to Get Help with Your Claim

You should not let our geographic location to stop you from contacting us to see what our long-term disability and Social Security disability lawyers can do to help you get the disability benefits you deserve. We are not a general practice firm; our primary practice areas are long-term disability and SSDI/SSI benefits.

Nick Ortiz is a national disability lawyer who knows how to get his clients the benefits they deserve. He and the experienced legal team at the Ortiz Law Firm have recovered millions in LTD, SSDI, and SSI benefits. We review each claim on a case-by-case basis, regardless of your location. We would welcome the opportunity to discuss your claim with you.

Individuals whose long-term disability claims have been wrongfully denied or terminated are eligible for a free case evaluation. We also offer free case evaluations for individuals seeking Social Security Disability Insurance benefits. Call us at (888) 321-8131 to schedule your free case evaluation with a Mesa disability lawyer today.

Mesa Disability Lawyer