According to the U.S. Census Bureau, 12.2% of the Springfield, MO population under age 65 lives with a disability. Many of these individuals may not even be aware that they could be eligible to receive benefits. If a person suffers from a condition that is severe enough to prevent work activity, they may qualify to receive disability benefits. A disability insurance policy is most often obtained through an employer benefit plan, or an individual can purchase an individual policy. If your work history is sufficient, you may qualify for Social Security Disability benefits from the Social Security Administration. If you have a disability insurance policy you may also qualify to receive benefits from the insurance carrier. The three largest employers in Missouri – which are Ascension Health, Emerson Electric Co., and O’Reilly Automotive – all offer short term and long term disability insurance policies to their employees.
A disability attorney can help you determine what benefits you may be eligible to receive and can fight back against improper benefit denials. Whether you just have questions or you seeking an expert to help with your claim, the Ortiz Law Firm is here for you. We have recovered millions in denied benefits. We focus exclusively on disability claims and have the knowledge and experience needed to guide you through the disability claim process. Working with a lawyer gives you the peace of mind to focus on your health. You can rest easy knowing that our team is advocating on your behalf.
Disability Insurance Claim Denials
It’s likely that you were surprised when your claim was denied by the insurance company. When you signed up for your insurance policy, you entered a contract, and you’re entitled to expect the insurance company to honor their side of the agreement. You’re disabled and have faithfully paid your premiums each month, per your contract’s terms. Your doctor has confirmed your inability to work. Why would the insurance company reject your long term disability claim?
We know that disability insurance companies are focused on their own profit margins, not your wellbeing. Unfortunately, this frequently results in the denial of legitimate disability claims. The truth is, the insurance company might not have any genuine reason to refuse your claim. They may resort to manipulating policy terms to seemingly justify their decision to deny the claim, but that doesn’t guarantee it will be upheld in court. Despite the cordiality shown when you initially purchased the policy, the insurance company is not on your side. Their objective is to minimize payout of benefits, thereby maximizing their profits.
Ortiz Law Firm has secured millions in wrongfully refused benefits for disability claimants across the country who have been unjustly denied by insurance companies. Led by disability attorney Nick Ortiz, our seasoned legal team is committed to securing the benefits you’re rightfully due. We are not intimidated by the big insurance companies and will fight for the benefits you deserve. This might involve filing an appeal, or even pursuing a lawsuit against the insurance provider. We understand that each case we handle is unique and evaluate each claim individually. You are already dealing with enough pressure, so let us take up the fight for you.
Springfield Courts, Government, and Department of Insurance Information
Western District of Missouri | United States District Court
United States Court of Appeal for the Eighth Circuit
Official government website for the State of Missouri
Missouri Department of Insurance
Social Security Disability Claims in Springfield, MO
Most individuals who’ve been part of the U.S. workforce have contributed to the Social Security Disability program. If your work history is sufficient, you might be eligible to receive Social Security Disability benefits. Managing a disabling condition is already challenging. Let a Social Security Disability attorney fight to secure the benefits you deserve so you can focus on your health. We assist claimants nationwide with:
Springfield, MO SSA Locations and Resources
Directions to the local Social Security Administration Office
Schedule a Free Case Evaluation with a Springfield Disability Lawyer
Ortiz Law Firm represents disability claimants in Springfield and the Southwest Missouri communities of Bolivar, Buffalo, Marshfield, Ava, Ozark, Nixa, Branson, Cape Fair, Republic, Aurora, Monett, and Mt Vernon. We provide a free case evaluation for individuals whose long term disability claims have been unjustly denied or terminated. We also offer a free case evaluation for individuals pursuing Social Security Disability benefits. If you are unable to work due to an illness or injury, don’t hesitate to call us at (888) 321-8131. We assess each claim individually and we would be delighted to discuss your options with you.