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Tucson Long-Term Disability, ERISA, and Disability Insurance Claims+−
Tucson Social Security Disability Lawyer+−
- Tucson SSA Locations and Resources
Get Help from a Tucson Disability Lawyer

According to Making Action Possible for Southern Arizona, 10.3% of Arizona’s 18-64 year old population is living with a disability due to some type of injury or illness. Tucson, AZ., is the second largest city in the state and home to many people with disabilities. A large percentage of the people with disabilities are not in the labor force – in other words, they are not looking for work. So how do these people support themselves? They get disability benefits with the help of a Tucson disability lawyer.

For most people, the inability to earn a living is a frightening prospect. Without a regular paycheck, few people have the resources necessary to afford their regular living expenses, not to mention ever-increasing medical expenses. This creates a need for long-term disability and Social Security Disability Insurance lawyers.

Fortunately, there are benefits that disabled Arizonans can apply for if they need assistance during this time of financial hardship. Many of Phoenix’s major employers, such as Infusionsoft, PetSmart, Circle K, the State of Arizona, and Banner Health, offer disability insurance benefits to their employees.

If your employer offers disability insurance, you may be eligible for benefits if you have an illness or injury that prevents you from performing the regular duties of your job. Social Security Disability Insurance (SSDI) benefits are also an option, but in order to qualify for Social Security Disability benefits, you must be unable to work in any occupation for a full 12-month period.

Tucson Long-Term Disability, ERISA, and Disability Insurance Claims

Almost everyone pays into the Social Security Disability program, but long-term disability insurance policies are preferable for a couple of reasons. First, Social Security Disability provides only a very limited benefit each month. Individual and group long-term disability policies provide benefits that pay a percentage of your pre-disability earnings, with many policies offering a much higher maximum benefit amount than what is available through the Social Security Administration.

We help claimants appeal denied long-term disability claims, and, if necessary, we will file a lawsuit against the insurance company on your behalf. If you live in Tucson and are no longer able to perform your occupation due to a personal injury or illness, call the disability lawyers at the Ortiz Law Firm. We will fight for the benefits that you deserve. We offer a free case evaluation to those whose claims have been wrongfully denied or terminated.

We Represent Claimants Nationwide

We represent long-term disability claimants in Tucson, throughout Arizona, and nationwide. Most long-term disability insurance claims are governed by a federal regulation called ERISA. Under ERISA, you do not have the right to a jury trial, and – in most cases – you do not have the right to engage in extensive discovery.

This means that most of the work is paper-driven, involving a lot of brief writing, and a lot of correspondence by mail. It is highly unlikely that a court appearance will be required, and as a result, we can handle a federal court case anywhere in the country.

Tucson Courts, Government, and Department of Insurance Information

District of Arizona Case Summaries

Long-Term Disability Lawsuits in Tucson

Different types of disability insurance policies are governed by different laws. Long-term disability plans fall into one of two categories: individual and group plans. A complex set of federal laws called the Employee Retirement Income Security Act (ERISA) typically governs group long-term disability insurance policies or policies provided by employers.

ERISA places strict limits on your ability to fight wrongful denials and terminations of benefits. If you do not follow the process correctly, you may not be able to recover any benefits at all. For example, if you must file an ERISA lawsuit, the judge will only be allowed to review evidence that was submitted during the administrative review process with the insurance company. Failure to submit the necessary evidence could leave you with an unsupported claim that will not hold up in court.

People who have purchased individual disability policies generally aren’t subject to these restrictions and enjoy greater consumer rights and freedom to challenge their insurer’s decisions. If an individual policyholder were to file a lawsuit, they would be entitled to a jury trial and would be allowed to call witnesses.

Do not count on the insurance company to act in your best interest. They want you to believe that they are on your side, but that would be a big mistake. Remember, the insurance company profits from every claim that it denies.

Instead, give yourself the best chance of being approved by working with an experienced long-term disability attorney. The Ortiz Law Firm works on a contingency fee basis, which means we only get paid if you get the benefits you deserve.

Most workers have contributed to the Social Security Disability Insurance program through payroll taxes and are eligible to receive Social Security disability benefits if they are unable to work due to a disabling condition. We assist Tucson Social Security disability claimants with initial applications for Social Security benefits, the appeals process, and hearings before an administrative law judge. Although we are located in Pensacola, Florida, we represent Social Security claimants in Tucson, Arizona, and the surrounding areas.

Tucson SSA Locations and Resources

Get Help from a Tucson Disability Lawyer

Nick Ortiz is an experienced disability attorney who knows how to get his clients the benefits they deserve. He has experience handling disability insurance claims against every major insurance company, and he and the experienced team at the Ortiz Law Firm have recovered millions in benefits for past clients. To schedule your free case evaluation with a Tucson Social Security Disability and long-term disability insurance lawyer, call us at (888) 321-8131.

Tucson Disability Lawyer