Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.

You are here: Home / Archives for Nick Ortiz

Nick Ortiz

What Disabilities Are Hard To Prove? Your Guide To Hard-To-Prove Disabilities

Navigating a disability claim can be a daunting journey, especially for those grappling with disabilities that are hard to prove. Conditions involving chronic pain and fatigue may pose significant challenges when it comes to providing tangible proof, as their symptoms are often subjective and fluctuate in nature. These disabilities can be met with skepticism and …

What Disabilities Are Hard To Prove? Your Guide To Hard-To-Prove DisabilitiesRead More

Taking A Vacation While On Disability: What You Need To Know

Have you ever wondered if you can take a vacation while on disability benefits? It’s a common question among claimants receiving Social Security Disability or long-term disability benefits. Enjoying some time away may seem appealing, but it can also raise concerns about how it may affect your benefits. This blog post will delve into taking …

Taking A Vacation While On Disability: What You Need To KnowRead More

Hartford Denies LTD Claim By Collections Rep With COPD And Cardiac Impairments

The case involves Lisa Leif suing Hartford Life and Accident Insurance Company under ERISA, claiming wrongful denial of long-term disability (LTD) benefits. W.B. Mason Company, Inc. employed Ms. Leif as a Collection Representative. Leif suffers from atherosclerotic heart disease, refractory angina, coronary spasms, and COPD. As she was no longer able to work due to …

Hartford Denies LTD Claim By Collections Rep With COPD And Cardiac ImpairmentsRead More

How To Complete A Long-Term Disability Claim Form

Long-term disability claim forms can be daunting and overwhelming, but completing them efficiently is achievable with a clear understanding and the right approach. Whether navigating the process for yourself or assisting someone else with the paperwork, knowing how to complete a long-term disability claim form is crucial. By breaking down the form into manageable sections …

How To Complete A Long-Term Disability Claim FormRead More

Unum Terminates LTD Claim For Facilities Technician Suffering From A Back Injury

The case of Harmon v. Unum Life Ins. Co. of Am. involves plaintiff Joey Harmon against Unum Life Insurance Company of America regarding a claim for long-term disability (LTD) insurance benefits. Mr. Harmon was a facilities technician for 24 Hour Fitness. He suffered a back injury leading to surgery and claimed LTD benefits under policies …

Unum Terminates LTD Claim For Facilities Technician Suffering From A Back InjuryRead More

How To Navigate Severance Packages And Long-Term Disability Claims

When navigating the complexities of severance packages and long-term disability insurance benefit claims, individuals often face many challenging decisions and uncertainties. Particularly – what happens when you’re presented with a severance offer while simultaneously pursuing a long-term disability insurance claim? If you sign the severance agreement, are you unintentionally giving up your right to LTD …

How To Navigate Severance Packages And Long-Term Disability ClaimsRead More

Evans v. LINA – LINA Denies Disability Benefits To Wireline Operator With Severe Back Pain

The plaintiff, Heath Evans, was employed by Schlumberger Technology Corporation. Evans worked as a wireline operator, a role the Department of Labor classified as requiring very heavy physical labor. Evans suffered a workplace injury to his back in November 2013, leading to significant back pain and functional limitations. He underwent two surgeries, one in 2014 …

Evans v. LINA – LINA Denies Disability Benefits To Wireline Operator With Severe Back PainRead More

How To Complete An Activities Of Daily Living Form For Your Long-Term Disability Claim

Most disability insurance policies require claimants to complete an Activities of Daily Living (ADL) form when applying for long-term disability benefits. ADL forms offer a tangible way to demonstrate the extent of limitations caused by a disability. When completed correctly, they clearly show how a condition impacts a person’s day-to-day life and functionality. By accurately …

How To Complete An Activities Of Daily Living Form For Your Long-Term Disability ClaimRead More

How To Fill Out The Social Security Function Report (Form SSA-3373)

How you fill out the Social Security Function Report (Form SSA-3373) is crucial to the success of your Social Security Disability claim. This detailed form collects essential information about how your medical condition affects your ability to work. Many applicants find this form overwhelming or confusing, but understanding how to complete it accurately can significantly …

How To Fill Out The Social Security Function Report (Form SSA-3373)Read More

Your Right To A Full And Fair Review Under ERISA: A Comprehensive Overview

Are you navigating the complexities of ERISA long-term disability claims and seeking to ensure a full and fair review of your case? This article will delve into your right to a full and fair review under ERISA regulations to equip you with essential knowledge for a successful claim. What Is a Full and Fair Review …

Your Right To A Full And Fair Review Under ERISA: A Comprehensive OverviewRead More