Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
// by Nick Ortiz
Are you navigating the complexities of ERISA long-term disability claims and seeking to ensure a full and fair review of your case? This article will delve into your right to a full and fair review under ERISA regulations to equip you with essential knowledge for a successful claim. What Is a Full and Fair Review …
Your Right To A Full And Fair Review Under ERISA: A Comprehensive OverviewRead More
// by Nick Ortiz
Karen Jette, formerly employed as a legal assistant, filed for short-term disability (STD) benefits on July 23, 2013, and subsequently applied for LTD benefits on August 16, 2013, due to lower back pain. United of Omaha Life Insurance Company initially approved STD benefits and later approved LTD benefits on May 6, 2014, after an appeal …
// by Nick Ortiz
Are you applying for Social Security benefits and wondering how to correctly fill out the SSA’s work history form? Understanding the importance of accurately completing this form is crucial, as it directly impacts your eligibility for benefits and the amount you may receive. We will guide you through filling out the SSA’s work history form, …
How To Fill Out The Social Security Work History Report (Form SSA-3369)Read More
// by Nick Ortiz
Long-term disability insurance offers financial protection if you cannot work due to an illness or injury. However, many employees encounter issues when claiming these benefits from their employer-provided policies. Understanding the potential challenges can help you prepare and navigate the process effectively. Issues with Employer-Provided Policies Policy Exclusions and Limitations Many employer-provided long-term disability policies …
The Pitfalls Of Employer-Provided Long-Term Disability PoliciesRead More
// by Nick Ortiz
The “Zall v. Standard Insurance Company” case involves a long-term disability claim filed by Eric S. Zall, a dentist and co-owner of a dental practice, under an insurance policy with Standard Insurance Company. Zall filed this claim in 2013, at the age of 48, because of chronic neck pain and right-handed numbness and weakness resulting …
Standard Insurance Company Violates Dentist’s Right To A Full And Fair ReviewRead More
// by Nick Ortiz
Clear and strategic communication with insurance claims adjusters is essential for claimants seeking long-term disability benefits. Every interaction with the adjuster holds significant weight in the claims process, and effective communication is crucial to ensure you receive the benefits you deserve. However, many claimants face challenges in clearly and strategically communicating their situation and understanding …
Communicating With Insurance Adjusters For Your Long-Term Disability ClaimRead More
// by Nick Ortiz
When applying for disability benefits, the support of your doctor is crucial. Their medical expertise and documentation are fundamental in proving the extent of your disability to the authorities. Without their cooperation and detailed input, getting your disability claim approved can become significantly more challenging. Understanding your doctor’s pivotal role in this process is essential …
The Crucial Role Your Doctor Plays In Getting Your Disability Claim ApprovedRead More
// by Nick Ortiz
Navigating the world of long-term disability insurance claims can be complex, especially when third-party administrators come into play. In this blog post, we will delve into the role of third-party administrators in disability insurance claims and the impact they can have on claimants. What Is a Third-Party Administrator In the Context of Disability Insurance Claims? …
Understanding Third-Party Administrators In Disability Insurance ClaimsRead More
// by Nick Ortiz
Are you preparing for a Social Security Disability hearing only to have it postponed? You’re not alone. Delayed hearings can be frustrating and overwhelming. This post will discuss why Social Security Disability hearings may be delayed and what a postponement means for your claim. Common Reasons for Postponement Disability hearings are sometimes postponed for various …
Why Do Social Security Disability Hearings Get Postponed?Read More
// by Nick Ortiz
Long-term disability insurance is crucial for self-employed individuals, yet the claims process can be complex. Self-employed individuals face unique challenges when filing for long-term disability benefits, encountering hurdles that traditional employees may not experience. From proving loss of income to demonstrating the severity of their condition, self-employed individuals must navigate a distinct set of obstacles. …
Overcoming Long-Term Disability Claim Challenges For Self-Employed IndividualsRead More
Ortiz Law Firm is a national disability law firm specializing in long-term disability appeals, disability insurance lawsuits, and Social Security Disability claims. Contact us for a free case review.
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316 S Baylen St., Ste 590,
Pensacola, FL 32502