Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
// by Nick Ortiz
Disability insurance can be a crucial lifeline for individuals who cannot work due to severe health conditions. One of the common health issues that lead to long-term disability claims is musculoskeletal disorders (MSDs). The impairments caused by these conditions are real and can significantly impact the ability to work. However, individuals filing claims for these …
Benefit Limitations In Long-Term Disability Claims For Musculoskeletal DisordersRead More
// by Nick Ortiz
Today, I want to talk to you about what to do after you receive your final long-term disability denial letter from the insurance company. When I say final, what that means is when you file for long-term disability benefits, if you’re denied, you usually have a right to at least one, if not two, appeals. …
What To Do After The Final Long-Term Disability DenialRead More
// by Nick Ortiz
Case Name: Gregory Cannon v. Aetna Life Insurance Company Court: United States District Court for the District of Massachusetts Type of Claim: Long-Term Disability Insurance Company: Aetna Life Insurance Company (hereinafter “Aetna”) Claimant’s Employer: PharMerica Corp Claimant’s Occupation / Job Position: Pharmacist Disabilities: Gastroparesis, syncope, and working diagnoses of paroxysmal atrial fibrillation, Lyme disease, Parkinson’s disease and …
Cannon v. Aetna – Aetna Not Bound By SSA Disability DeterminationRead More
// by Nick Ortiz
In Dardick v. Unum Life Insurance Company of America and First Unum Life Insurance Company, Unum succeeded in denying the claimant long-term disability insurance benefits. Dardick filed a lawsuit after Unum Life Insurance Company of America denied his claim for benefits under a group disability benefits plan provided by his previous employer, Westcon Group, Inc. The U.S. District …
Dardick v. Unum – Unum Succeeds In Denying LTD Claim For Cardiac ImpairmentsRead More
// by Nick Ortiz
Plaintiff appealed the initial denial of benefits under the Plan, stating that her request for disability was not based solely on her thyroid surgery but rather on symptoms associated with lupus and chronic pain. On September 12, 2011, ALIC again upheld the denial of benefits to the Plaintiff. As allowed under ERISA, the Plaintiff sued to challenge that decision. Both parties moved for judgment on the administrative record.
Gaines v. Aetna – Court Rules Aetna Refused To Credit Reliable EvidenceRead More
// by Nick Ortiz
In this case, the Court found that the Plaintiff’s complaints of pain were credible there was no reason to question the Plaintiff’s credibility. As such, the Defendants’ motion for decision was denied and Plaintiff’s motions was granted.
Brown v. LINA – Can A Peer Review Doctor Outweigh My Doctor’s Opinion?Read More
// by Nick Ortiz
Today we review Abrams v. Unum Life Insurance Company of America that was decided by the United States District Court for the Western District of Washington. William Abrams was a trial and appellate lawyer for the Schwabe law firm. His disabilities were described as debilitating symptoms from an illness. Although the exact medical condition was …
Abrams v. Unum – It’s The Disabling Symptoms That Matter, Not The Exact Medical LabelRead More
// by Nick Ortiz
Long-term disability (LTD) insurance provides financial support to individuals who become disabled and cannot work for an extended period. When claimants file disability claims with a long-term disability insurer, they may also apply for Social Security Disability benefits (SSDI). In fact, most disability insurance policies require claimants to apply for Social Security Disability Insurance benefits. …
// by Nick Ortiz
Living abroad can be an exciting adventure, but it can also be a bit nerve-wracking if you’re relying on long-term disability insurance benefits to provide you with income. Fortunately, if you have an individual or group long-term disability insurance policy, you may still be able to collect benefits while living outside of the United States. …
Can I Get Disability Insurance While Living Abroad?Read More
// by Nick Ortiz
Social Security Disability Hearing Offices are officially known as Offices of Hearings Operations (OHO). Previously, they were known as Offices of Disability Adjudication and Review (ODAR). Statistically, this is where most Social Security Disability Insurance claims are approved. A Request for Hearing is the third step in the overall process and the second level of …
Ortiz Law Firm is a national disability law firm specializing in long-term disability appeals, disability insurance lawsuits, and Social Security Disability claims. Contact us for a free case review.
(888) 321-8131
316 S Baylen St., Ste 590,
Pensacola, FL 32502