Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
// by Nick Ortiz
The most common response I receive from my clients is, “How am I supposed to see a doctor or go to the hospital if I don’t have any money or insurance?” This is a valid point. In fact, lack of money or health insurance to see a doctor is a legitimate excuse for not seeking …
How Am I Supposed To Get Medical Treatment Without Insurance Or Money For The Doctor?Read More
// by Nick Ortiz
Doctor shopping is the practice of seeking out multiple doctors – often to either: (1) obtain a specific diagnosis or medication or (2) find one that agrees with you on your disability or illness. Doctor shopping is not just for claimants; insurance carriers have also been known to doctor shop. Understanding Doctor Shopping? When we …
What Is Doctor Shopping And How Can You Protect Yourself?Read More
// by Nick Ortiz
People often ask us what the chances are that they will win a lawsuit in a long-term disability claim. It is impossible to answer with certainty because of the number of factors that go into the decision. However, we can speak from our firm’s own experience: First, we must clarify what we mean by “winning a lawsuit.” …
What Are My Chances Of Winning A Long-Term Disability Lawsuit?Read More
// by Nick Ortiz
When you’re going through the long-term disability application process the insurance company will typically send you an application that has a few pages of questions for you. One of the questions is, “What is it about your condition(s) that keeps you from being able to work?” There might be two lines for you to fill in why …
Why It’s Important To Tell Your Story To The Long-Term Disability Insurance CompanyRead More
// by Nick Ortiz
When you’re denied long-term disability benefits, you must go through the administrative review process. If your appeals are unsuccessful, the next step is to go to court. Winning an LTD claim in court can often feel like an uphill battle. In this post, we’ll delve into the reasons why winning an LTD claim in court is so challenging. When you …
Why Is It So Hard To Win A Long-Term Disability Lawsuit?Read More
// by Nick Ortiz
Creating a “Day in the Life of” video to submit with your long-term disability appeal can be crucial to the success of your claim. Documenting your challenges and limitations on video can effectively convey the reality of your situation to the disability insurance claims adjuster. What Is a Day in the Life of Video? A video can …
Why Your Long-Term Disability Appeal Should Include A “Day In The Life Of” VideoRead More
// by Nick Ortiz
We are often asked, “What are my chances of winning a long-term disability appeal?” This is impossible to answer with certainty because of the number of factors that go into the decision. These factors include, but are not limited to, your age, education, work history, disabling medical conditions, and the medical evidence. RELATED VIDEO: What Are My Chances of Winning …
What Are My Chances Of Winning A Long-Term Disability Appeal?Read More
// by Nick Ortiz
When you file a long-term disability claim, remember that disability insurance companies are businesses looking to make a profit. These companies often use clever strategies to delay or deny your claim. If your insurance company has denied your claim, you should consider contacting a disability attorney. We have extensive experience with major disability insurance companies …
Long-Term Disability Insurance Company Tricks And TacticsRead More
// by Nick Ortiz
When filing a long-term disability claim, it is essential to provide clear and consistent documentation of your medical history, including diagnoses, treatments, and the impact of your disability on your daily life. Your complaints should be supported by medical evidence, such as test results and physician’s reports, to validate the severity of your condition and …
// by Nick Ortiz
What – or who – is a treating physician? A treating physician is a medical doctor who provides medical treatment for you and has or has had an ongoing relationship with you. There must be a history of treatment between the medical provider and the patient for the medical provider to be considered a treating …
The Treating Physician Rule In Long-Term Disability ClaimsRead More
Ortiz Law Firm is a national disability law firm specializing in long-term disability appeals, disability insurance lawsuits, and Social Security Disability claims. Contact us for a free case review.
(888) 321-8131
316 S Baylen St., Ste 590,
Pensacola, FL 32502