Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
// by Nick Ortiz
Long-term disability insurance companies are well-known for hiring third-party investigators to put claimants under surveillance. They spend millions of dollars on surveillance to save billions in long-term disability claims. They want to “catch” you doing something you “shouldn’t,” like taking out the trash or enjoying your grandchild’s birthday party. The goal is to get footage that they …
Types Of Surveillance In Long-Term Disability ClaimsRead More
// by Nick Ortiz
Social media has become how we share our lives with the world. Long gone are the days of printing and mailing pictures to family and friends. With the click of a button, you can share photos or even live stream videos on social media, which creates a way for families to stay connected even if …
Social Media Accounts Are Used To Deny Long-Term Disability Insurance ClaimsRead More
// by Nick Ortiz
In the context of this article, it’s important to distinguish between long-term disability buyout and settlement offers. A buyout offer is extended by the insurance company while you are actively receiving long-term disability benefits. A settlement offer, on the other hand, arises when you have been fully denied these benefits and are in the process of negotiating a …
Long-Term Disability Buyout Offers v. Settlement OffersRead More
// by Nick Ortiz
Are you suffering from multiple disabling conditions? You may think that if you are suffering from a set of combined ailments, your long-term disability claim should get approved even faster than if you only suffered from one ailment. But in fact, the opposite is true. When claimants file a long-term disability claim for multiple disabilities, the insurance …
// by Nick Ortiz
So you are eager to rush in and file your claim for individual disability insurance benefits. That’s good. You do not want to wait too long to file your claim as you only have a limited time to file the claim, but STOP FOR JUST A MINUTE. There is one thing you must absolutely do …
// by Nick Ortiz
Some long-term disability claims are appealed to federal court. If your lawsuit is unsuccessful and the federal court upholds the LTD denial, the next step is to appeal the claim to the United States Court of Appeals. For claimants in Florida, Alabama, and Georgia, these appeals go to the Eleventh Circuit. In this article, we discuss the …
Appealing A Long-Term Disability Denial To The Eleventh Circuit Court Of AppealsRead More
// by Nick Ortiz
Many claimants ask why the insurance company uses a vocational consultant when reviewing a claim. Isn’t the main issue whether you have a medical disability and you’re medically disabled under the policy? This is a very legitimate question. In this article, we discuss why a vocational assessment from a vocational consultant is a significant part …
What Is A Vocational Assessment In A Long-Term Disability Claim?Read More
// by Nick Ortiz
When a person files a claim for disability benefits with the Social Security Administration, they will be asked, “What is the Alleged Onset Date of your disability?” I like to explain to my clients that it is more of a legal term than a medical one. What Social Security is really asking is, “When did …
The Alleged Onset Date (AOD) In Social Security ClaimsRead More
// by Nick Ortiz
We are often asked, “Can a Social Security disability attorney speed up my case?” The answer is yes. There are many advantages to having an attorney represent you in the Social Security Disability process, from the initial application to appeals. Below we will discuss several ways that having a disability attorney represent you might help …
Can A Social Security Disability Attorney Speed Up A Case?Read More
// by Nick Ortiz
Frequently Asked Question: I have a college education. I’ve heard one’s education level impacts a claim for Social Security Disability. Does my education keep me from being eligible for disability benefits? Answer: The Social Security Administration (SSA) evaluates applications for SSDI and SSI disability in two ways: SSA evaluates whether the claimant’s disability or impairment meets …
Ortiz Law Firm is a national disability law firm specializing in long-term disability appeals, disability insurance lawsuits, and Social Security Disability claims. Contact us for a free case review.
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316 S Baylen St., Ste 590,
Pensacola, FL 32502