Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
// by Nick Ortiz
Long-term disability lawsuits are filed when individuals are denied benefits they believe they rightly deserve. You might wonder if pursuing legal action is worth the effort. Understanding the potential worth of your lawsuit is critical—it helps you set realistic expectations and plan your future. These cases often involve complex calculations and legal intricacies. Knowing what …
Predicting The Worth Of Your Long-Term Disability LawsuitRead More
// by Nick Ortiz
When it comes to long-term disability (LTD) claims under the Employee Retirement Income Security Act (ERISA), many claimants wonder if they can recover attorney fees if they win their case. The short answer is yes, it’s possible to recover attorney’s fees in an ERISA LTD claim, but it’s not guaranteed. The Legal Basis for Attorney …
Will The Court Award Attorney’s Fees In ERISA LTD Claims?Read More
// by Nick Ortiz
I’ve had the privilege of helping many claimants appeal unjust long-term disability claim denials. One such case that stands out involves a claimant who had dedicated years to his role in management at JP Morgan Chase Bank. Unfortunately, he developed severe exertional and non-exertional conditions that severely affected his ability to work, especially given the …
// by Nick Ortiz
You’ve just received a long-term disability denial from your insurance company. It feels overwhelming. The legal jargon, endless paperwork, and pushback from the insurance company can make anyone feel lost. That’s where having an experienced disability insurance lawyer comes in. Navigating through disability insurance law isn’t easy. It’s filled with complexities and nuances that can …
// by Nick Ortiz
You might assume that a doctor or an independent reviewer decides your disability status. However, in almost all long-term disability insurance cases, the insurance adjuster is the gatekeeper between you and your benefits. Their job is to review your case, check medical records, and decide claims based on the applicable policy. The Role of the …
Who Decides If I’m Disabled In A Long-Term Disability Insurance Claim?Read More
// by Nick Ortiz
The Social Security Administration (SSA) has updated its list of occupations used in disability evaluations to ensure relevance to the current job market. When deciding if someone isn’t eligible for benefits, the agency must show proof that the person can do work that exists in significant numbers across the country. They rely on the Dictionary …
Social Security Updates Occupations Used To Evaluate Disability ClaimsRead More
// by Nick Ortiz
Medical evidence is the most important part of a long-term disability insurance claim or a Social Security Disability claim. The medical records provide evidentiary proof of the claimant’s disability. However, obtaining these records can be a daunting task, especially if you’re seeing multiple doctors and you’re worried about the cost. In this article, we will explain …
How To Get Medical Records For Your Disability Claim Without Breaking The BankRead More
// by Nick Ortiz
“Quarter of coverage” (QC) is a legal term, but you may also see the term “Social Security credit” (or just “credit”) used elsewhere. A QC is a basic unit for determining whether a worker is insured under the Social Security program. Latest Amount The amount of earnings required for a quarter of coverage in 2025 is $1,810. No …
What Is A Quarter Of Coverage For Social Security Disability?Read More
// by Nick Ortiz
Whenever there is talk of a government shutdown, our office phones explode. We get dozens – perhaps hundreds – of calls from claimants wanting to know how the shutdown will affect the processing of their Social Security disability claims. Former clients will call to see how the shutdown will affect their benefit payments. Social Security’s …
Social Security Disability Claims And Government ShutdownsRead More
// by Nick Ortiz
Dealing with a long-term disability claim can be overwhelming, especially when it comes to understanding the requirements to file a claim and to be approved for benefits. Proof of loss is a crucial part of the process. It’s essentially the information you provide to your insurance company to show that your illness or injury qualifies …
What You Need To Know About Proof Of Loss For Long-Term Disability ClaimsRead More
Ortiz Law Firm is a national disability law firm specializing in long-term disability appeals, disability insurance lawsuits, and Social Security Disability claims. Contact us for a free case review.
(888) 321-8131
316 S Baylen St., Ste 590,
Pensacola, FL 32502