Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
// by Nick Ortiz
Dealing with a long-term disability claim can be overwhelming, especially when it comes to understanding the requirements to file a claim and to be approved for benefits. Proof of loss is a crucial part of the process. It’s essentially the information you provide to your insurance company to show that your illness or injury qualifies …
What You Need To Know About Proof Of Loss For Long-Term Disability ClaimsRead More
// by Nick Ortiz
Ever wonder if you can speed up your Social Security disability claim? You’re not alone. Navigating the labyrinth of Social Security Disability Insurance (SSDI) can be time-consuming, with some claimants waiting 12 months or more to receive a decision. However, a congressional inquiry might be the secret to cutting through the red tape. Senators can …
How A Congressional Inquiry Can Help With Your Social Security Disability ClaimRead More
// by Nick Ortiz
Adverse benefit determinations are critical aspects of ERISA long-term disability claims. They refer to a decision made by an insurance company or plan administrator that denies or limits a claimant’s benefits. Understanding adverse benefit determinations is essential for claimants navigating the complex world of long-term disability claims. Understanding Adverse Benefit Determinations Adverse benefit determinations can …
// by Nick Ortiz
I am pleased to share a recent success story from Ortiz Law Firm, where we helped a deserving client recover her long-term disability benefits after an unjust denial in her long term disability insurance claim. As the owner and founder of the Ortiz Law Firm, I find it immensely rewarding to see justice served and …
Successful Reinstatement Of Long-Term Disability Benefits For Sales ManagerRead More
// by Nick Ortiz
Recently, the Social Security Administration (SSA) published a final rule aimed at improving the disability adjudication process. One significant change is the redefinition of past relevant work (PRW), which affects how disability claims are evaluated. This change will go into effect on June 8, 2024. Major Changes to Past Relevant Work (PRW): These changes are …
Changes To The Definition Of Past Relevant Work In Social Security Disability ClaimsRead More
// by Nick Ortiz
An incontestability clause prevents insurance companies from canceling your disability insurance policy after a certain period unless you’ve committed fraud. Understanding this clause can save you from future headaches and give you peace of mind. In the following sections, we’ll explain how this clause works, why it’s important, and what you need to look for. …
What An Incontestability Clause Means For Your Disability Insurance ClaimRead More
// by Nick Ortiz
As a long-term disability attorney, I have seen firsthand the difficulties individuals face when insurance companies unfairly deny their long-term disability benefits. I would like to share with you a case in which we successfully recovered MetLife long-term disability benefits for a claimant in Texas. This case not only highlights the complexities of disability claims …
Ortiz Law Firm Recovers MetLife Long-Term Disability Benefits For IBM ConsultantRead More
// by Nick Ortiz
At the Ortiz Law Firm, we believe in giving back to the community that has supported us over the years. That’s why we are excited to announce our sponsorship of Pensacola Habitat for Humanity’s Women Build 2024 event. This annual event empowers women to take proactive steps to serve their communities by building homes for …
Ortiz Law Firm Proudly Sponsors Women Build 2024 By Pensacola Habitat For HumanityRead More
// by Nick Ortiz
Have you ever wondered how to effectively communicate the daily challenges of living with a disability when filing a disability claim? A client recently mentioned Spoon Theory to me. It is a universally recognized concept in the disability community that provides a powerful visual metaphor to explain the limited energy reserves that many people with …
// by Nick Ortiz
Navigating through disability hearings can be tough. Social Security Administrative Law Judges (ALJs) are tasked with assessing claims objectively. While they do not set out to “trick” claimants, their questions may sometimes seem tricky or designed to probe the validity of your claim. The goal is to gather a comprehensive picture of your condition, and …
Trick Questions The SSA Judge May Ask During Your HearingRead More
Ortiz Law Firm is a national disability law firm specializing in long-term disability appeals, disability insurance lawsuits, and Social Security Disability claims. Contact us for a free case review.
(888) 321-8131
316 S Baylen St., Ste 590,
Pensacola, FL 32502