Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
// by Nick Ortiz
We are often asked, “What are my chances of winning a long-term disability appeal?” This is impossible to answer with certainty because of the number of factors that go into the decision. These factors include, but are not limited to, your age, education, work history, disabling medical conditions, and the medical evidence. RELATED VIDEO: What Are My Chances of Winning …
What Are My Chances Of Winning A Long-Term Disability Appeal?Read More
// by Nick Ortiz
When you file a long-term disability claim, remember that disability insurance companies are businesses looking to make a profit. These companies often use clever strategies to delay or deny your claim. If your insurance company has denied your claim, you should consider contacting a disability attorney. We have extensive experience with major disability insurance companies …
Long-Term Disability Insurance Company Tricks And TacticsRead More
// by Nick Ortiz
When filing a long-term disability claim, it is essential to provide clear and consistent documentation of your medical history, including diagnoses, treatments, and the impact of your disability on your daily life. Your complaints should be supported by medical evidence, such as test results and physician’s reports, to validate the severity of your condition and …
// by Nick Ortiz
What – or who – is a treating physician? A treating physician is a medical doctor who provides medical treatment for you and has or has had an ongoing relationship with you. There must be a history of treatment between the medical provider and the patient for the medical provider to be considered a treating …
The Treating Physician Rule In Long-Term Disability ClaimsRead More
// by Nick Ortiz
The long-term disability claim process is often long and frustrating. Having to track down medical records and speak with insurance representatives can be tiresome, especially if you are dealing with the daily frustrations of your disability. You can help minimize your frustration by building a well-supported disability claim. Here, we share some tips to help you build a …
Ten Traps That May Disable Your LTD Insurance ClaimRead More
// by Nick Ortiz
However, you should not be denied for failure to comply for the following reasonably compelling reasons: You cannot afford the treatment; The side effects of the medications are making your symptoms worse; The medications from different doctors are causing side effects to be worse; The prescribed medicine is against your religion; Your doctor says no …
If I Refuse Surgery, Can I Be Denied Long-Term Disability Insurance Payments?Read More
// by Nick Ortiz
Becoming disabled can be a scary thing. Most of us plan to work until at least retirement age. We expect to have our homes paid for, and children moved out by that time. But life is unpredictable, and sometimes people become disabled before retirement. It helps to understand how long it will take to start …
How Long Do You Have To Be Disabled To Get Disability Insurance Benefits?Read More
// by Nick Ortiz
When your disability insurance company is reviewing your long-term disability claim, they will be evaluating your credibility. They will be looking to see if the evidence you provided proves that you have been truthful about your symptoms, pain levels, and inability to work. The most common way the insurance company checks this is to see whether you …
// by Nick Ortiz
When applying for benefits, you will need to gather many documents from your doctors, but what information do you need to provide to prove that you qualify medically for long-term disability benefits? You must provide your insurance company with medical records from only the doctors treating you for your disability. Providing medical records that are …
How Do You Qualify Medically For Long-Term Disability Insurance Benefits?Read More
// by Nick Ortiz
At the end of the day, a long-term disability claim is governed by a contract. You, perhaps through your employer, but with an insurance company, have an agreement where if you’re unable to work they’re to pay you benefits under the disability plan. Most people, when they’re given this type of benefit through their employer, they receive …
Why It’s Important To Get A Copy Of Your Long-Term Disability Policy Or PlanRead More
Ortiz Law Firm is a national disability law firm specializing in long-term disability appeals, disability insurance lawsuits, and Social Security Disability claims. Contact us for a free case review.
(888) 321-8131
316 S Baylen St., Ste 590,
Pensacola, FL 32502