Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
// by Nick Ortiz
I recently received an email from a long-term disability defense attorney announcing his involvement in a webinar. The webinar’s title was “ERISA Wrongful Denial of Benefits Claims: Procedural Prerequisites and Key Defenses.” The email laid out the issues they were going to cover, which gives you insight into the long-term disability insurance company’s point of …
The Long-Term Disability Insurance Company’s Point Of ViewRead More
// by Nick Ortiz
Completing paperwork for your long-term disability claim is one of the first steps in the process. While it is essential to provide accurate and thorough information, too often people share too much or not enough on their paperwork that can open the door for a denied claim. Step 1: Don’t Generalize Your Symptoms Stating specifically how your …
// by Nick Ortiz
For the purpose of this article, we’re classifying government employees as anyone who works for a municipality, state, or the United States federal government. Another thing to clarify is that we’re talking about government employees with long-term disability insurance policies through a group plan or their employer. We are not talking about plans that were …
// by Nick Ortiz
Long term disability (LTD) and Social Security Disability (SSD) are two very different disability benefits. Long term disability insurance is a policy you buy (and/or your employer purchases) to help cover your expenses in the event you become disabled through injury or illness. The Social Security Disability benefits program is a government-funded program that you …
Will My Social Security Disability Impact My Long-Term Disability?Read More
// by Nick Ortiz
If you become disabled during the time you are employed full-time, you may be eligible for disability benefits. How much you will earn will be dependent on your policy. Sometimes the wording in long-term disability policies can be lengthy and confusing. Here are some answers to frequently asked questions about long-term disability pay: How Much …
// by Nick Ortiz
Once you have applied for long-term disability benefits, the entire process can take up to two years or even longer. Some people get approved within weeks after their initial appeal; others take many more months or even years longer than the average. An attorney can “speed up” a long-term disability claim only with respect to …
Can A Long-Term Disability Lawyer Speed Up A Claim?Read More
// by Nick Ortiz
Long-term disability insurance is offered to help support you as a wage replacement if you’re sick or injured and unable to work. Unfortunately, what should be a relatively straightforward claim process is anything but. Despite paying your premiums for months, years, or even decades, your insurance company may unfairly deny your claim, leaving you without the steady …
// by Nick Ortiz
If your long-term disability claim has hit a roadblock with a denial, you’re not alone in your struggle. Many individuals find themselves in a similar situation, unsure of what to do next. However, by being proactive and informed, you can work towards overturning the denial and obtaining the financial support you need during this challenging …
What To Do If Your Long-Term Disability Claim Has Been DeniedRead More
// by Nick Ortiz
A technical denial of a disability claim occurs when you are denied based on a non-medical reason. If your claim has been denied for a technical reason, there is still time to seek an attorney specializing in long-term disability law. We have successfully represented claimants in disability cases across the United States.
What Are Technical Denials In Long-Term Disability Claims?Read More
// by Nick Ortiz
If you have applied for long-term disability benefits, you may experience a denial. When you receive notice from the insurance company that your claim has been denied, the clock starts ticking down for you to file an appeal. If you miss a deadline, you could forfeit your right to appeal the decision and not be …
What If I Missed My Long-Term Disability Appeal Deadline?Read More
Ortiz Law Firm is a national disability law firm specializing in long-term disability appeals, disability insurance lawsuits, and Social Security Disability claims. Contact us for a free case review.
(888) 321-8131
316 S Baylen St., Ste 590,
Pensacola, FL 32502