Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
// by Nick Ortiz
Are you curious about how your job and education impact long-term disability claims? The type of work you do and your level of education can drastically affect your claim’s outcome. We’ll explore these factors and offer insights to help you navigate the process more effectively. Own Occupation vs Any Occupation The differences between own occupation and …
How A Claimant’s Job And Education Affect Long-Term Disability ClaimsRead More
// by Nick Ortiz
Wondering if you can apply for both long-term disability and unemployment benefits at the same time? It’s a common question many face when dealing with sudden health issues and job loss. It’s possible, but it comes with specific rules and limitations. In this post, we will discuss how it works when you file for long-term …
// by Nick Ortiz
One of the most common questions we receive is, “Can I be fired while I am out of work for disability?” Regarding qualifying for long-term disability insurance benefits, the primary issue is whether your disability began before your employment was terminated. If you are fired while on disability leave, you may have a separate employment claim for …
Can I Be Fired While I Am Out Of Work For A Long-Term Disability?Read More
// by Nick Ortiz
Some long term disability claims go to the US Circuit Courts of Appeals. The United States Courts of Appeals (or circuit courts) are the intermediate appellate courts of the United States federal court system. That means they are the level between federal district courts and the United States Supreme Court. A court of appeals decides …
// by Nick Ortiz
Long-term disability insurance companies are well-known for hiring third-party investigators to put claimants under surveillance. They spend millions of dollars on surveillance to save billions in long-term disability claims. They want to “catch” you doing something you “shouldn’t,” like taking out the trash or enjoying your grandchild’s birthday party. The goal is to get footage that they …
Types Of Surveillance In Long-Term Disability ClaimsRead More
// by Nick Ortiz
Social media has become how we share our lives with the world. Long gone are the days of printing and mailing pictures to family and friends. With the click of a button, you can share photos or even live stream videos on social media, which creates a way for families to stay connected even if …
Social Media Accounts Are Used To Deny Long-Term Disability Insurance ClaimsRead More
// by Nick Ortiz
In the context of this article, it’s important to distinguish between long-term disability buyout and settlement offers. A buyout offer is extended by the insurance company while you are actively receiving long-term disability benefits. A settlement offer, on the other hand, arises when you have been fully denied these benefits and are in the process of negotiating a …
Long-Term Disability Buyout Offers v. Settlement OffersRead More
// by Nick Ortiz
Are you suffering from multiple disabling conditions? You may think that if you are suffering from a set of combined ailments, your long-term disability claim should get approved even faster than if you only suffered from one ailment. But in fact, the opposite is true. When claimants file a long-term disability claim for multiple disabilities, the insurance …
// by Nick Ortiz
So you are eager to rush in and file your claim for individual disability insurance benefits. That’s good. You do not want to wait too long to file your claim as you only have a limited time to file the claim, but STOP FOR JUST A MINUTE. There is one thing you must absolutely do …
// by Nick Ortiz
Some long-term disability claims are appealed to federal court. If your lawsuit is unsuccessful and the federal court upholds the LTD denial, the next step is to appeal the claim to the United States Court of Appeals. For claimants in Florida, Alabama, and Georgia, these appeals go to the Eleventh Circuit. In this article, we discuss the …
Appealing A Long-Term Disability Denial To The Eleventh Circuit Court Of AppealsRead More
Ortiz Law Firm is a national disability law firm specializing in long-term disability appeals, disability insurance lawsuits, and Social Security Disability claims. Contact us for a free case review.
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316 S Baylen St., Ste 590,
Pensacola, FL 32502