If you’ve received a denial of your long-term disability (LTD) claim, you may be considering appealing the decision. While it’s a daunting process, the good news is that you don’t have to hire a lawyer in your home state to help you with your appeal—especially if your claim is governed by ERISA (the Employee Retirement …
Long-Term Disability
Attorney Fees In A Long-Term Disability Claim
If you’re unable to work because of an illness or injury, long-term disability insurance should be your safety net. But what happens if your claim is denied? This is where an experienced long-term disability attorney comes in. How Much Do Long-Term Disability Attorneys Charge? One of our office’s most commonly heard questions is: “How much …
Predicting The Worth Of Your Long-Term Disability Lawsuit
Long-term disability lawsuits are filed when individuals are denied benefits they believe they rightly deserve. You might wonder if pursuing legal action is worth the effort. Understanding the potential worth of your lawsuit is critical—it helps you set realistic expectations and plan your future. These cases often involve complex calculations and legal intricacies. Knowing what …
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Will The Court Award Attorney’s Fees In ERISA LTD Claims?
When it comes to long-term disability (LTD) claims under the Employee Retirement Income Security Act (ERISA), many claimants wonder if they can recover attorney fees if they win their case. The short answer is yes, it’s possible to recover attorney’s fees in an ERISA LTD claim, but it’s not guaranteed. The Legal Basis for Attorney …
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How To Choose The Best Disability Insurance Lawyer To Help You Appeal Your Long-Term Disability Denial
You’ve just received a long-term disability denial from your insurance company. It feels overwhelming. The legal jargon, endless paperwork, and pushback from the insurance company can make anyone feel lost. That’s where having an experienced disability insurance lawyer comes in. Navigating through disability insurance law isn’t easy. It’s filled with complexities and nuances that can …
Who Decides If I’m Disabled In A Long-Term Disability Insurance Claim?
You might assume that a doctor or an independent reviewer decides your disability status. However, in almost all long-term disability insurance cases, the insurance adjuster is the gatekeeper between you and your benefits. Their job is to review your case, check medical records, and decide claims based on the applicable policy. The Role of the …
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How To Get Medical Records For Your Disability Claim Without Breaking The Bank
Medical evidence is the most important part of a long-term disability insurance claim or a Social Security Disability claim. The medical records provide evidentiary proof of the claimant’s disability. However, obtaining these records can be a daunting task, especially if you’re seeing multiple doctors and you’re worried about the cost. In this article, we will explain …
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What You Need To Know About Proof Of Loss For Long-Term Disability Claims
Dealing with a long-term disability claim can be overwhelming, especially when it comes to understanding the requirements to file a claim and to be approved for benefits. Proof of loss is a crucial part of the process. It’s essentially the information you provide to your insurance company to show that your illness or injury qualifies …
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What You Need To Know About Adverse Benefit Determinations In ERISA Long-Term Disability Claims
Adverse benefit determinations are critical aspects of ERISA long-term disability claims. They refer to a decision made by an insurance company or plan administrator that denies or limits a claimant’s benefits. Understanding adverse benefit determinations is essential for claimants navigating the complex world of long-term disability claims. Understanding Adverse Benefit Determinations Adverse benefit determinations can …
What An Incontestability Clause Means For Your Disability Insurance Claim
An incontestability clause prevents insurance companies from canceling your disability insurance policy after a certain period unless you’ve committed fraud. Understanding this clause can save you from future headaches and give you peace of mind. In the following sections, we’ll explain how this clause works, why it’s important, and what you need to look for. …
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