No. You do not have to talk to the other party’s insurance adjuster or give a recorded statement. However, I can tell you that the insurance company is not going to pay too much attention to your claim if you don’t give that type of statement. Before you give that type of statement, we do recommend that you contact an experienced attorney to go over your legal rights with you before providing a statement because they can help walk you through the process and advise you of your rights.