The key to answering this question is whether or not the offer was reasonable. If it’s fair and reasonable, in light of the scope and extent of your injuries, then perhaps you should accept it. However, if it’s really low and it’s not going to compensate you adequately for the full extent of your injuries, then the answer is no. This is why we do recommend that you consult with an attorney who can help you evaluate your claim and help you establish whether or not the offer was reasonable.