If you’re injured in someone’s home, then they may have property insurance or homeowner’s insurance, or renter’s insurance. If you’re injured in a business, then they may have a commercial general policy. The first thing you wanna do is contact one of those insurance companies to make a claim, because oftentimes under those insurance policies, there’s med pay for medical payments coverage to pay for a certain amount of your medical bills. Often times they’ll pay up to $5,000 worth of your medical bills. After that, you need to make a claim against the property owner or the insurance company for anything above the med pay amounts.
Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.