In a long-term disability claim, a minimum hours requirement typically refers to the number of hours an individual must work in order to be eligible for disability benefits. This requirement is often set by the insurance company providing the coverage and is included in the policy terms and conditions.
For example, a policy may require that an individual work a minimum of 30 hours per week to be eligible for disability benefits. If the individual works fewer hours than the minimum requirement, they may not be considered eligible for benefits under the policy.
It’s important to carefully review the terms and conditions of a long-term disability policy to understand any minimum hours requirements that may apply. Some policies may have different requirements for part-time and full-time employees, or may allow for exceptions in certain circumstances, such as for individuals who are temporarily unable to work due to a covered medical condition.