Reliance Standard

I am pleased to share a recent success story from Ortiz Law Firm, where we helped a deserving client recover her long-term disability benefits after an unjust denial in her long term disability insurance claim. As the owner and founder of the Ortiz Law Firm, I find it immensely rewarding to see justice served and …

Successful Reinstatement Of Long-Term Disability Benefits For Sales ManagerRead More

I recently had the privilege of representing a client whose long-term disability (LTD) benefits were wrongfully terminated after ten years of receiving monthly benefits. Our client, a 62-year-old from Rhode Island, had previously thrived in a highly demanding cybersecurity role as a data security specialist. However, because of severe and progressively worsening health conditions, they …

$85,000 In Future LTD Benefits Reinstated For Cybersecurity ProfessionalRead More

In this case, Tommy W. Senegal (“Senegal”) had a long-term disability policy that was administered by Reliance Standard Life Insurance Company (“Reliance”) as a benefit of his employment by Cequel III, LLC (“Cequel”). Senegal worked for Cequel as a field service engineer; his duties were specifically related to supervising cable installation. This installation process involved …

Senegal v. Reliance Standard – Court Remands Reliance LTD Claim For Further ReviewRead More

In this case, Fredrick Smith (“Smith”) was employed as a plant manager for Charles Craft, Inc. (“Craft”) reaching back to the 1970’s. Through his job, he held group policies with Reliance Standard Life Insurance Company (“Reliance”). Two of these polices included a long term disability benefits plan and a life insurance policy. If an employee is considered …

Smith v. Reliance – Reliance Committed An Abuse Of DiscretionRead More

The Court concluded that the Plaintiff did establish by a preponderance of the evidence that she was “totally disabled” under the “any occupation” standard.

Parr v. Reliance – Modest Activity Captured On Surveillance Doesn’t Equal An Ability To WorkRead More

Okuno has not established that she satisfied the requisite conditions to obtain disability benefits beyond what Reliance has already paid. Reliance’s denial of continued long-term disability benefits appears to have been the result of a principled and deliberative reasoning process. Accordingly, Reliance is entitled to judgment on the administrative record.

Okuno v. Reliance Standard – Court Rules In Favor Of RelianceRead More

Melissa McIntyre (“McIntyre”) worked as a Mayo Clinic Health System nurse. She was covered under a long-term disability plan which was administered by Reliance Standard Life Insurance Company (“Reliance”). Around 2011, McIntyre’s health caused her to cease working. McIntyre suffered from Charcot-Marie-Tooth Syndrome, a neurological issue that can result in atrophy of the hands, legs, …

McIntyre v. Reliance – Court Rules Plaintiff Is Disabled Under Any Occupation StandardRead More

The Complaint alleged that Reliance made the final decision to deny Lash’s claim. The claimant failed to state a claim against Matrix is granted.

Lash v. Reliance Standard – Court Dismisses Case For Failure To State Claim Against MatrixRead More

Jennifer Coats (“Coats”) was employed by Cottage Health Care as a staff nurse. Through her employment, she was able to participate in an employee welfare benefit plan which included coverage for long-term disability benefits. These benefits were funded by Reliance Standard Life Insurance Company (“Reliance”). More specifically, Reliance “shall serve as the claims review fiduciary with respect to …

Coats v. Reliance Standard – Court Rules LTD Benefit Calculation IncorrectRead More

The Court affirmed the district court’s decision granting summary judgment to Reliance Standard on the ground that it did not abuse its discretion in denying the claimant’s long-term disability benefits. In other words, the Court ruled in favor of the insurance company.

Killen v. Reliance Standard – Court Finds There Was No Abuse Of DiscretionRead More