Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.

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Unum

Here is a collection of all our content relating to Unum.

Unum Terminates LTD Claim For Facilities Technician Suffering From A Back Injury

The case of Harmon v. Unum Life Ins. Co. of Am. involves plaintiff Joey Harmon against Unum Life Insurance Company of America regarding a claim for long-term disability (LTD) insurance benefits. Mr. Harmon was a facilities technician for 24 Hour Fitness. He suffered a back injury leading to surgery and claimed LTD benefits under policies …

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Dardick v. Unum – Unum Succeeds In Denying LTD Claim For Cardiac Impairments

In Dardick v. Unum Life Insurance Company of America and First Unum Life Insurance Company, Unum succeeded in denying the claimant long-term disability insurance benefits. Dardick filed a lawsuit after Unum Life Insurance Company of America denied his claim for benefits under a group disability benefits plan provided by his previous employer, Westcon Group, Inc. The U.S. District …

Dardick v. Unum – Unum Succeeds In Denying LTD Claim For Cardiac ImpairmentsRead More

Abrams v. Unum – It’s The Disabling Symptoms That Matter, Not The Exact Medical Label

Today we review Abrams v. Unum Life Insurance Company of America that was decided by the United States District Court for the Western District of Washington. William Abrams was a trial and appellate lawyer for the Schwabe law firm. His disabilities were described as debilitating symptoms from an illness. Although the exact medical condition was …

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Arenson v. Unum – Court Rules In Favor of Unum Under Deferential Standard Of Review

Today we review Arenson v. First Unum Life Insurance Company that was decided by the United States District Court for the Northern District of Illinois. Gregg Arenson was a futures and options trade broker. He sued his former employer’s benefits administrator, First Unum Life Insurance Company (hereinafter “Unum”) under ERISA. He challenged Unum’s denial of his long-term disability …

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Moseley v. Unum – Unum Should Have Ordered An IME To Determine If Disability Was Mental Or Physical

Unum paid long term disability (LTD) insurance benefits to Susan Moseley, but stopped paying after a period of time pursuant to the mental illness limitation in her long term disability policy (a policy is also called a “plan” of benefits). Moseley appealed the case all the way to federal court, arguing that Unum abused its …

Moseley v. Unum – Unum Should Have Ordered An IME To Determine If Disability Was Mental Or PhysicalRead More

Marselle v. Unum – Kentucky District Court Finds Unum Made A “Reasoned Determination”

Jonni Marselle was covered for long term disability (LTD) benefits under a group plan provided to Humana, Marselle’s former employer. Marselle was a consultant with Humana. The position was sedentary as it required her to constantly sit, occasionally stand, and occasionally walk. She mostly did computer work. Her disabilities included immunodeficiency, serious back pain, sinus …

Marselle v. Unum – Kentucky District Court Finds Unum Made A “Reasoned Determination”Read More

Deroo v. Unum – Court Rules There’s No Suitable Job For Claimant

Carianne Deroo (“Deroo”) worked as an employee for Beaumont Hospital as a Clinical Nurse II. This role involved full-time work as a registered nurse which required patient care. Through her employment with Beaumont Hospital, Deroo was covered by a long-term disability benefits policy which was administered by Unum Life Insurance Company of America (“Unum”). The …

Deroo v. Unum – Court Rules There’s No Suitable Job For ClaimantRead More

Carson v. Unum – Court Finds Nothing Wrong With File-Only Review By Qualified Physician

Drew A. Carson (“Carson”) was an attorney employed by Miller Goler Faeges LLP. Through his employment, he was covered by a long term disability benefits plan which was administered by Unum Life Insurance Company of America (“Unum”). The plan explained that:  “‘Disability’ and ‘disabled’ mean that because of injury or sickness:  Further, proof of continuous disability and regular visits …

Carson v. Unum – Court Finds Nothing Wrong With File-Only Review By Qualified PhysicianRead More

Potter v. Unum – Insurance Saleswoman Denied Disability After Selling Millions In Disability Insurance Policies

One of the hardest things I must explain to clients is how the insurance company does not care about the client’s disabling condition. Disability insurance companies are for-profit corporations constantly seeking ways to increase their bottom lines. More often than not, they accomplish this by denying long-term disability claims. In this article, we discuss an insurance …

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Wittman v. Unum – LTD Denial Was Not Arbitrary And Capricious

Anne Wittmann (“Wittmann”) was an attorney at Baker, Donelson, Bearman, Caldwell, Berkowitz PC (“Baker Donelson”). Unum Life Insurance Company of America (“Unum”) administered and underwrote the long term disability (LTD) plan that covered Wittmann. Wittmann filed a claim for disability benefits on April 7, 2014, since she had not worked from December 31, 2013. Under the …

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