Long-Term Disability Basics | Video Archive

This video goes into detail as to why it important to obtain a complete copy of your long-term disability insurance policy or plan if your LTD claim has been denied or terminated.

Why It’s Important To Get A Copy Of Your Long-Term Disability Insurance Policy [Video]Read More

This video explains why it’s important to tell your story to the long-term disability insurance company during the appeal process. Here’s a tip: it is important for the appeal and it is important in case your claim goes to court in the future.

Why It’s Important To Tell Your Story To The Long-Term Disability Insurance Company [Video]Read More

Key evidence to any long-term disability insurance claim includes an Attending Physician Statement (APS). These are also called Residual Functional Capacity (RFC) forms, Physical Capacity Evaluation (PCE) forms, and Medical Source Statements. This video explains why a form that has been customized for your particular medical condition is significantly better than the APS provided by your insurance company.

Attending Physician Statements: Custom Forms vs. Generic Forms [Video]Read More

A long-term disability insurance company uses various pieces of evidence against LTD claimants in the interest of issuing a denial letter.

Evidence A Long-Term Disability Insurance Company Will Use Against You [Video]Read More

This video addresses the use of Functional Capacity Evaluations (FCEs) and Independent Medical Examinations (IMEs) in long-term disability insurance claims.

Functional Capacity Evaluations And Independent Medical Exams In Long-Term Disability Claims [Video]Read More

In this video, disability attorney Nick A. Ortiz explains who determines if a claimant is disabled in a long-term disability insurance claim.

Who Decides If I Am Disabled In A Long-Term Disability Insurance Claim? [Video]Read More