Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
Long-term disability insurance companies often deny claims under a “Pre-Existing Condition” exclusion in the LTD policy. If your claim has been denied under the pre-existing condition clause of your policy, you may still have legal rights.
Pre-Existing Conditions In Long-Term Disability Insurance Claims [Video]Read More
This video goes into detail as to why it important to obtain a complete copy of your long-term disability insurance policy or plan if your LTD claim has been denied or terminated.
Why It’s Important To Get A Copy Of Your Long-Term Disability Insurance Policy [Video]Read More
This video explains why it’s important to tell your story to the long-term disability insurance company during the appeal process. Here’s a tip: it is important for the appeal and it is important in case your claim goes to court in the future.
Why It’s Important To Tell Your Story To The Long-Term Disability Insurance Company [Video]Read More
Key evidence to any long-term disability insurance claim includes an Attending Physician Statement (APS). These are also called Residual Functional Capacity (RFC) forms, Physical Capacity Evaluation (PCE) forms, and Medical Source Statements. This video explains why a form that has been customized for your particular medical condition is significantly better than the APS provided by your insurance company.
Attending Physician Statements: Custom Forms vs. Generic Forms [Video]Read More
A long-term disability insurance company uses various pieces of evidence against LTD claimants in the interest of issuing a denial letter.
Evidence A Long-Term Disability Insurance Company Will Use Against You [Video]Read More
This video addresses the use of Functional Capacity Evaluations (FCEs) and Independent Medical Examinations (IMEs) in long-term disability insurance claims.
A typical appeal letter when a claim has been denied or terminated reads something like “I am appealing your denial letter. I don’t think you’ve considered all of the evidence correctly. Please review the file again. I think you’ll understand why I should be receiving benefits.” Unfortunately, this type of appeal letter is not very effective and is unlikely to get the long term disability insurance company to reverse course and approve an LTD claim.
Why Most Long-Term Disability Appeals Suck! [Video]Read More
In this video, disability attorney Nick A. Ortiz discusses the chances of winning an administrative appeal with a disability insurance company.
In this video, disability attorney Nick A. Ortiz discusses long-term disability claims and neurological impairments.
Long-Term Disability Claims For Neurological Impairments [Video]Read More
In this video, disability attorney Nick A. Ortiz explains who determines if a claimant is disabled in a long-term disability insurance claim.
Who Decides If I Am Disabled In A Long-Term Disability Insurance Claim? [Video]Read More
Ortiz Law Firm is a national disability law firm specializing in long-term disability appeals, disability insurance lawsuits, and Social Security Disability claims. Contact us for a free case review.
(888) 321-8131
316 S Baylen St., Ste 590,
Pensacola, FL 32502